Privacy Policy

Last updated: November 10, 2025

Global Savings & Loans, Limited (“we,” “us,” “our”) respects your privacy. This notice explains what personal information we collect on this website, how we use and share it, and the choices you have. We are a private lender and do not accept deposits.

If you have questions or wish to exercise your rights, contact: info@globalsavingsandloans.com.

  1. SCOPE
    This Privacy Policy applies to information we collect through our website and related intake forms, email, and phone interactions. It does not cover third-party sites that may link to or from ours. For cookie details, see our Cookie Notice (/cookie-notice).

  1. INFORMATION WE COLLECT
    a) Information you provide
    • Contact and identifiers (name, email, phone, address).
    • Sponsor and project details (use of funds, facility size, location, timelines).
    • Business/financial information (executive summary, sources & uses, budgets).
    • Documents you upload (presentations, permits/entitlements, corporate docs).
    • Compliance information as needed (KYC/AML, sanctions screening), including government-issued identifiers where required by law.
    • Communications you send us.

b) Information collected automatically
• Device and usage data (IP address, browser, pages viewed, timestamps, referring URLs).
• Cookie and similar technologies (analytics, performance, basic security). See Cookie Notice.

c) Information from third parties (subject to authorization and law)
• Service providers (e.g., analytics, e-signature, CRM).
• Public sources and professional advisors.
• Credit/background reports where permitted and with appropriate authorization.

We do not knowingly collect information from children under 16.

  1. HOW WE USE INFORMATION
    • Provide and improve the site and our services.
    • Respond to inquiries; evaluate intake submissions; conduct underwriting and due diligence.
    • Verify identity; perform KYC/AML, sanctions screening, fraud prevention, and other compliance checks.
    • Structure, document, and administer potential facilities and related communications.
    • Maintain security; debug and prevent misuse.
    • Comply with legal obligations; enforce agreements.
    • With consent, send updates or marketing you elect to receive (you may opt out at any time).

Legal bases where required (e.g., EEA/UK): contract performance, legitimate interests, consent (when applicable), and legal obligations.

  1. HOW WE SHARE INFORMATION
    We do not sell personal information. We share it only as described below:

• Service providers and vendors (hosting, security, CRM, e-signature, calendar scheduling, document storage, analytics, email/SMS).
• Professional advisors (legal, accounting, compliance).
• Counterparties and participants as needed to evaluate, structure, document, or administer a potential facility (subject to confidentiality and law).
• Authorities or other parties when required by law or to protect rights, security, and compliance.
• With your direction or consent.

If our practices materially change (e.g., new categories of recipients), we will update this notice.

  1. YOUR CHOICES & RIGHTS
    • Opt out of marketing: use unsubscribe links or contact us.
    • Access/Correct/Delete: you may request access to, correction of, or deletion of your personal information, subject to legal exceptions.
    • Cookies: manage preferences via our Cookie Notice or your browser settings.

California residents (CPRA): You may have rights to know/access, correct, delete, data portability, and to be free from discrimination for exercising rights. We do not “sell” personal information and do not “share” it for cross-context behavioral advertising as those terms are defined by California law. To submit a request, email info@globalsavingsandloans.com. We will verify your request consistent with the law and may require information to confirm identity and residence. Authorized agents may act on your behalf with valid authorization.

EEA/UK residents (GDPR): You may have rights to access, rectify, erase, restrict, object (including to processing based on legitimate interests), and data portability, and to withdraw consent where processing is based on consent. You may lodge a complaint with your supervisory authority.

  1. SECURITY
    We use reasonable administrative, technical, and physical safeguards designed to protect personal information. No method of transmission or storage is 100% secure. Please use care when transmitting information online.

  1. RETENTION
    We retain personal information for as long as needed to fulfill the purposes described in this Policy, comply with legal, regulatory, and accounting requirements, resolve disputes, and enforce agreements. Retention periods vary based on record type and legal requirements.

  1. INTERNATIONAL TRANSFERS
    Information may be processed and stored in countries other than where you reside, including the United States. We implement appropriate safeguards where required by law (e.g., contractual protections).

  1. THIRD-PARTY LINKS
    Our site may link to third-party websites or services. Their privacy practices are governed by their own policies, which we do not control or endorse. Use of those sites is at your own risk.

  1. CHANGES TO THIS POLICY
    We may update this Policy from time to time. The “Last updated” date at the top reflects the latest version. Material changes will be posted on this page and, where required, we will provide additional notice.