Apply - Global Savings & Loans

Important Notice: All transactions are subject to underwriting, KYC/AML, collateral review, jurisdictional restrictions, legal review, and final approval. Submission does not constitute approval, commitment to lend, or guarantee of funding.

Step 1 of 14

Entity Contact Information

Borrowing entity and authorized representative contact details

Step 1 of 14

Step 2 of 18

Submission Role / Broker Authority

Identify who is submitting and their relationship to the borrower

Submission Role *

Borrower Co-borrower Broker Representative Attorney Other

Please select a role

Is a broker or representative submitting on behalf of the borrower? *

Yes No

Required

Representative Details

Representative Full Legal Name

Representative Company

Representative Email

Representative Phone

License / Registration Number

State / Jurisdiction of License

Authority Type

Authority document uploaded?

Yes No

Borrower consent to representative communication?

Yes No

Step 2 of 18

Step 3 of 18

Borrowing Entity

Entity details, vesting information, and ownership structure

Entity Information

Exact Vesting / Title Names * Required

Entity Type * Required

Business Type * Required

Business Name * Required

DBA (optional)

Primary Business Address * Required

Executive / Mailing Address (if different)

Primary Contact Name * Required

Phone * Required

Fax (optional)

Business Email * Required

Business Tax ID * Required

Date Business Established * Required

Number of Employees (optional)

Website (optional)

Monthly Rent at Primary Location ($) (optional)

Primary Location Square Footage (optional)

Lease Expiration (optional)

Month-to-Month Lease? (optional)

Yes No

Additional Business Locations (optional)

Owners, Officers & Directors

List all owners ≥ 10%. At least one owner is required.

Step 3 of 18

Step 4 of 18

Business History and Declarations

Business background, revenue trends, and required disclosures

Business History

Nature of Business * Required

Products / Services as Percentage of Total Revenue * Required

Revenue Trend (Last 3 Years) *

Increasing Decreasing Stable

Required

Profitability Trend (Last 3 Years) *

Increasing Decreasing Stable

Required

Factors Affecting Revenue Trends * Required

Factors Affecting Profitability Trends * Required

Business Declarations

Answer Yes, No, or N/A for each question below.

Is the business a party to a lawsuit? *

Yes No N/A

Required

Has the business been involved in bankruptcy proceedings in the last 10 years? *

Yes No N/A

Required

Does the business have delinquent federal, state, payroll, sales or other tax liability? *

Yes No N/A

Required

Has the business had property foreclosed upon or given title or deed in lieu? *

Yes No N/A

Required

If renting, has the business paid rent on time for each of the last 12 months? *

Yes No N/A

Required

Does the business, its owners or majority stockholders have any other loans? *

Yes No N/A

Required

Explanation for any Yes answer above

Step 4 of 18

Step 5 of 18

Funding Request

Transaction classification and loan request details

Transaction Classification

Transaction Type * (select all that apply)

Commercial Real Estate Acquisition Refinance Construction Project Finance Infrastructure Energy Mining Hospitality Healthcare Equipment Working Capital Other

Asset Class * (select all that apply)

Multifamily Mixed-Use Office Retail Industrial Hospitality Land Residential Dev Infrastructure Energy / Solar Agricultural Other

Other Asset Class

Requested Funding Lane *

$5M - $25M $25M - $250M $250M - $1B $1B - $20B

Required

Jurisdiction Category *

United States International Multi-Jurisdiction

Required

Primary Jurisdiction / Country * Required

State / Province / Region (optional)

Applicant Type * Required

Is the transaction secured by real estate? *

Yes No

Is this construction or project finance? *

Yes No

Loan Request Details

Loan Amount Requested ($) * Required

Currency (optional)

Loan-to-Cost (LTC) % (optional)

Requested Interest / Payment Structure (optional)

Purpose of Funding * Required

Requested Term (optional)

Desired Closing Date (optional)

Minimum Acceptable Funding ($) (optional)

Applied Elsewhere for This Funding? (optional)

Yes No

Other Capital Sources (optional)

Step 5 of 18

Step 6 of 18

Project Information

Project summary, stage, timeline and risk factors

Project Name * Required

Project Summary * Required

Project Location * Required

Project Stage * Required

Expected Start Date (optional)

Expected Completion Date (optional)

Construction Duration (months) (conditional)

Complete if this is a construction or phased development project

Number of Phases (conditional)

Complete if this is a phased development project

Current Milestones Completed (optional)

Key Risks and Mitigants (optional)

Step 6 of 18

Step 7 of 18

Property / Collateral

Subject property details, existing liens, and collateral information

Subject Property

Property Address * Required

Property Type * Required

Loan Purpose * Required

Loan Amount Requested ($) * Required

Purpose * Required

County * Required

Zoning (optional)

Number of Units (optional)

Year Built (optional)

% Occupied Now (optional)

Building Size (optional)

Lot Size (optional)

Lot / Land Size (optional)

Construction Type (optional)

GPS Coordinates / Parcel ID (optional)

Collateral and Security

Primary Collateral Description * Required

Collateral Owner * Required

Estimated Collateral Value ($) * Required

Insurance Coverage Available or Proposed (optional)

Valuation / Appraisal Uploaded? *

Yes No

Title / Ownership Evidence Uploaded? *

Yes No

Known Liens or Encumbrances * Required

Additional Credit Support (optional)

Personal Guarantee Corporate Guarantee Bank Guarantee SBLC Pledge Assignment Other None

Existing Debt, Liens and Obligations

Schedule of Existing Debt Uploaded? *

Yes No

Material Liens and Encumbrances Summary * Required

Guarantees or Contingent Liabilities * Required

Material Commitments * Required

Step 7 of 18

Step 8 of 18

Loan Scenario

Purchase, refinance, and cash-out details; existing lien information

Purchase / Refinance / Cash Out Details

Purchase Price ($) (if purchase)

Seller Credits ($) (optional)

Source of Down Payment (if purchase)

Have all payments been made on time for the last 12 months? (if refi)

Yes No

Explanation for Late Payments

Is there a prepayment penalty? (if refi)

Yes No

Year Acquired (if refi/cash out)

Original Cost ($) (if refi/cash out)

Year Improved (optional)

Improvement Cost ($) (optional)

Present Value ($) (if refi/cash out)

Cash Out Amount Requested ($) (if cash out)

Cash Out Use (if cash out)

Existing Lien Details (complete if applicable)

Lien 1

Lender

Original Amount ($)

Current Balance ($)

Rate (%)

Date Made

Term

SBA Loan?

Yes No

Lien 2

Lender

Original Amount ($)

Current Balance ($)

Rate (%)

Date Made

Term

SBA Loan?

Yes No

Lien 3

Lender

Original Amount ($)

Current Balance ($)

Rate (%)

Date Made

Term

SBA Loan?

Yes No

Step 8 of 18

Step 9 of 18

Repayment Source / Exit Strategy

How and when will this loan be repaid?

Primary Repayment Source * Required

Secondary Repayment Source * Required

Exit Strategy * Required

Refinance / Sale / Takeout Details * Required

Projected Cash Flow Uploaded? *

Yes No

Debt Service Coverage Expectation (DSCR) (optional)

Enter expected DSCR ratio (e.g., 1.25 = 1.25x)

Step 9 of 18

Step 10 of 18

Sponsor Equity / Capital Stack

Total project cost, cost breakdown, use of proceeds, and equity contribution

Total Project Cost

Total Project Cost ($) * Required

Hard Costs ($) (optional)

Soft Costs ($) (optional)

Land / Acquisition Cost ($) (optional)

Contingency Amount ($) (optional)

Use of Proceeds

Use of Requested Loan Proceeds * Required

Sources and Uses Schedule Uploaded? *

Yes No

Sponsor Equity Contribution

Sponsor Equity Amount ($) * Required

Sponsor Equity % of Total Cost * Required

Equity Already Contributed ($) * Required

Evidence of Sponsor Equity Uploaded? *

Yes No

Form of Equity (select all that apply)

Cash Land Value Existing Asset Equity Sweat Equity / Services Other

Other Form of Equity

Step 10 of 18

Step 11 of 18

Construction / Project Finance Details

Construction schedule, permits, contractors, and supporting reports

Does this involve construction or phased development? *

Yes No

Construction Budget Uploaded?

YesNo

Draw Schedule Uploaded?

YesNo

Construction Timeline / Milestones Uploaded?

YesNo

Site Control Evidence Uploaded?

YesNo

EPC / General Contractor Name

EPC / GC Contact Information

EPC / GC Contract Uploaded?

YesNo

Feasibility Report Uploaded?

YesNo

Environmental Report Uploaded?

YesNo

Engineering Report Uploaded?

YesNo

Permits Obtained

Permits Pending

Step 11 of 18

Step 12 of 18

Personal Income and Expenses

Monthly and annual personal income sources and cash requirements

Personal Income Sources

Income Source

Monthly ($)

Annually ($)

Gross Salary

Schedule B - Recurring Interest and Dividends

Schedule C - Net Profit of Proprietorships

Schedule D - Recurring Capital Gains Less Losses

Schedule E - Recurring Rental Income (excluding subject property)

Other Personal Income

Total Personal Income *

Required

Personal Cash Requirements (Monthly Expenses)

Expense

Monthly ($)

Annually ($)

Residence Mortgage Payment or Rent

Federal, State and Real Estate Taxes

Installment Loan Payments

Credit Card Payments

Rental Mortgage P&I Payments and Expenses (excluding subject property)

Alimony or Child Support

Other Personal Expenses

Total Personal Expenses *

Required

Step 12 of 18

Step 13 of 18

Personal Declarations

Required personal disclosures for borrower and co-borrower

Answer Yes or No for each question. If you answer Yes to questions 1 through 6, provide an explanation at the bottom.

1. Are there any outstanding judgments against you? *

Yes No

Required

2. Have you been declared bankrupt in the last 10 years? *

Yes No

Required

3. Have you had property foreclosed upon or given title or deed in lieu? *

Yes No

Required

4. Are you a party to a lawsuit? *

Yes No

Required

5. Are you obligated to pay alimony, child support, or separate maintenance? *

Yes No

Required

6. Are any of your assets held in a trust? *

Yes No

Required

7. Are you a U.S. citizen? *

Yes No

Required

8. Are you a permanent resident alien? *

Yes No

Required

Upload copy of resident alien ID card

📎

Click to upload resident alien ID card

Explanation for Yes answers to questions 1 through 6

Step 13 of 18

Step 14 of 18

Assets and Liabilities

Personal balance sheet — list all assets and outstanding liabilities

Assets

Completed Jointly or Not Jointly (optional)

Cash Deposit Toward Purchase Held By (optional)

Checking / Savings Accounts

Account

Institution Name and Address

Account Number

Account 1

Account 1 Market Value ($)

Account 2

Account 2 Market Value ($)

Account 3

Account 3 Market Value ($)

Stocks and Bonds - Company / Name / Number Description

Stocks and Bonds - Market Value ($)

Life Insurance Net Cash Value ($)

Life Insurance Face Amount ($)

Subtotal Liquid Assets ($)

Real Estate Owned Market Value ($)

Vested Interest in Retirement Fund

Net Worth of Businesses Owned ($)

Automobiles Owned - Make and Year

Other Assets Itemized ($)

Total Assets ($) *Required

Liabilities

List all outstanding liabilities. Mark those that will be satisfied at closing.

Liability 1

Creditor Name and Address

Account Number

Monthly Payment ($)

Months Left to Pay

Unpaid Balance ($)

Will be satisfied at sale/refinance?

YesNo

Liability 2

Creditor Name and Address

Account Number

Monthly Payment ($)

Months Left to Pay

Unpaid Balance ($)

Will be satisfied at sale/refinance?

YesNo

Liability 3

Creditor Name and Address

Account Number

Monthly Payment ($)

Months Left to Pay

Unpaid Balance ($)

Will be satisfied at sale/refinance?

YesNo

Liability 4

Creditor Name and Address

Account Number

Monthly Payment ($)

Months Left to Pay

Unpaid Balance ($)

Will be satisfied at sale/refinance?

YesNo

Liability 5

Creditor Name and Address

Account Number

Monthly Payment ($)

Months Left to Pay

Unpaid Balance ($)

Will be satisfied at sale/refinance?

YesNo

Liability 6

Creditor Name and Address

Account Number

Monthly Payment ($)

Months Left to Pay

Unpaid Balance ($)

Will be satisfied at sale/refinance?

YesNo

Liability 7

Creditor Name and Address

Account Number

Monthly Payment ($)

Months Left to Pay

Unpaid Balance ($)

Will be satisfied at sale/refinance?

YesNo

Total Liabilities ($) *Required

Net Worth ($) *Required

Step 14 of 18

Step 15 of 18

Schedule of Real Estate Owned

List all real estate owned, including income and expense details

Complete for each property owned. Leave blank if not applicable. Status codes: S = Sold, PS = Pending Sale, R = Rental, PendSale = Pending Sale.

Property 1

Property Address and Status

Type of Property

Present Market Value ($)

Amount of Mortgages and Liens ($)

Gross Rental Income ($)

Mortgage Payments ($)

Insurance, Maintenance, Taxes and Misc ($)

Net Rental Income ($)

Property 2

Property Address and Status

Type of Property

Present Market Value ($)

Amount of Mortgages and Liens ($)

Gross Rental Income ($)

Mortgage Payments ($)

Insurance, Maintenance, Taxes and Misc ($)

Net Rental Income ($)

Property 3

Property Address and Status

Type of Property

Present Market Value ($)

Amount of Mortgages and Liens ($)

Gross Rental Income ($)

Mortgage Payments ($)

Insurance, Maintenance, Taxes and Misc ($)

Net Rental Income ($)

Property 4

Property Address and Status

Type of Property

Present Market Value ($)

Amount of Mortgages and Liens ($)

Gross Rental Income ($)

Mortgage Payments ($)

Insurance, Maintenance, Taxes and Misc ($)

Net Rental Income ($)

Additional Credit Names

If credit has been applied for under a different name, list those names and accounts here.

Alternate Name 1

Creditor Name 1

Account Number 1

Alternate Name 2

Creditor Name 2

Account Number 2

Step 15 of 18

Step 16 of 18

International / KYC / AML / Sanctions

Jurisdiction details, compliance declarations, and source of funds

International Jurisdiction (complete if transaction involves non-US jurisdictions)

Country / Countries Involved (optional)

Local Currency (optional)

Local Counsel Identified? (optional)

Yes No

Certified English Translations Required? (optional)

Yes No

Government Approvals Required (optional)

Foreign Exchange / Capital Control Issues (optional)

KYC / AML / Sanctions and Beneficial Ownership

Government-issued ID uploaded for each control person? *

Yes No

Address verification uploaded? *

Yes No

Beneficial ownership chart / register uploaded? *

Yes No

Is any beneficial owner, officer, director, or control person a Politically Exposed Person (PEP)? *

Yes No

Is there any sanctioned country, person, or restricted party involvement? *

Yes No

Is there government ownership or involvement? *

Yes No

Government Involvement Details

Source of Funds * Required

Source of Wealth * Required

Proof of Funds Uploaded? *

Yes No

Step 16 of 18

Step 17 of 18

Document Uploads

Check all documents included with this submission. Additional documents may be requested.

📎

Click to upload documents
PDF, DOC, XLS, JPG, PNG - Max 25MB per file

Document Checklist

Check every item you have included or will include in your submission package.

Fully executed purchase contract (if applicable)

#01

Tri-merge credit report

#02

DSCR worksheet - signed and dated

#03

Environmental disclosure - signed and dated

#04

Structural disclosure - signed and dated

#05

12 months rental or mortgage payment history

#06

Evidence of being in business for 2 years and business license

#07

Photos of subject property

#08

Entity formation and good-standing documents

#09

Current ownership register and authorized signatories

#10

Government-issued ID and address verification for control persons

#11

Beneficial ownership documentation

#12

KYC / AML / source-of-funds declarations

#13

Business plan or project plan

#14

Detailed budget and use of proceeds

#15

Sources and uses schedule

#16

Proof of funds / equity contribution / reserves

#17

Financial statements - most recent 2-3 years

#18

Cash flow projections and repayment assumptions

#19

Schedule of loans, liens, guarantees and contingent liabilities

#20

Corporate bank confirmation and recent bank statements

#21

Title, deed, lease, purchase agreement or ownership evidence

#22

Legal description, survey / cadastral map, zoning and encumbrance search

#23

Valuation / appraisal

#24

Insurance certificates or proposed coverage

#25

Licenses, permits, environmental approvals and regulatory consents

#26

Plans, designs, engineering reports and bill of quantities

#27

Contractor / EPC agreements and construction schedule

#28

Experience, references and completed-project evidence

#29

Professional advisor contact information

#30

Step 17 of 18

Step 18 of 18

Acknowledgments and Certification

Please read and acknowledge each statement before submitting

IMPORTANT NOTICE: Submission of this application does not constitute approval, a commitment to lend, a term sheet, a letter of intent, or a guarantee of funding of any kind. All transactions are subject to satisfactory completion of underwriting, KYC/AML review, collateral review, legal review, jurisdictional review, and final credit approval by Global Savings and Loans Limited and/or its assigns. FALSE statements may result in possible prosecution. Lender reserves the right to request additional documentation at any time and to decline any application at its sole discretion.

I/We authorize Global Savings and Loans Limited and/or assigns to make inquiries as necessary to verify the accuracy of the statements made in this application and to determine creditworthiness.

I/We certify that all statements and attachments are true and accurate as of the stated date. These statements are made for the purposes of obtaining a commercial loan.

I/We authorize and instruct any person or consumer reporting agency to compile and furnish any information it may have or obtain in response to such inquiries, whether this signature is original, a copy, or electronic.

I/We understand that any funding is subject to underwriting, KYC/AML, collateral review, jurisdictional restrictions, legal review, and final approval. Subject to underwriting, KYC/AML, collateral review, jurisdictional restrictions, legal review, and final approval.

I/We acknowledge that submission does not constitute approval, a commitment to lend, or a guarantee of funding of any kind, and that FALSE statements may result in prosecution under applicable federal and local law.

Borrower Full Name (Typed Signature) *

By typing your name you are providing an electronic signature

Required

Borrower Signature Date * Required

Co-Borrower Full Name (if applicable)

Co-Borrower Signature Date (optional)

Application Taken By * Required

Borrower Demographic Information Election (optional)

Co-Borrower Demographic Information Election (optional)

Interviewer Information (complete if application taken in person or by phone)

Interviewer Name

Interviewer Phone

Interviewer Employer Name and Address

Interviewer Signature (Typed)

Typed name serves as electronic signature

Interviewer Date

Step 18 of 18

✅

Transaction Submitted for Review

Thank you. Your transaction has been received by Global Savings and Loans Limited. A member of our team will review your submission and follow up within 3-5 business days.

Please note: Submission does not constitute approval, commitment to lend, or guarantee of funding. All transactions are subject to underwriting, KYC/AML, collateral review, jurisdictional restrictions, legal review, and final approval.